Last Updated: 2026

These Terms of Service (“Terms”) govern your access to and use of NorthDrawHarbor and related services (“Service”) operated by NorthDrawHarbor Ltd (“Company,” “we,” “our,” or “us”). By using the Service, you agree to these Terms.

1. Acceptance and Scope

Agreement to Terms

By accessing or using the Service, creating an account, or continuing to use features after updates, you confirm that you have read and agree to these Terms. If you do not agree, do not use the Service.

Eligibility

• You are the age of majority in your jurisdiction
• You have authority to enter into these Terms (for organizations, you are authorized to bind the entity)
• Your use complies with all laws applicable to you

2. Description of the Service

NorthDrawHarbor provides informational and educational content, tools, and resources. We do not operate third-party platforms referenced on the Service, and we do not guarantee outcomes or availability of third-party services.

3. Accounts

Registration and Accuracy

• Provide accurate and complete information and keep it up to date
• Maintain the confidentiality of your credentials
• You are responsible for activities that occur under your account

Suspension and Termination

• We may suspend or terminate accounts for violations, suspected fraud/abuse, legal requirements, or prolonged inactivity
• You may delete your account at any time; some data may be retained as required by law or for legitimate business purposes

4. Acceptable Use

You agree not to:

• Break any laws applicable to you or encourage others to do so
• Infringe intellectual property or privacy rights
• Post or transmit harmful, deceptive, or illegal content
• Attempt to access systems or data without authorization
• Scrape, copy, or resell content except as expressly allowed
• Introduce malware or disrupt the Service

5. Intellectual Property

Ownership

All content and materials on the Service are owned by NorthDrawHarbor Ltd or licensors and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes, subject to these Terms.

User Content

When you submit content, you retain ownership and grant us a worldwide, royalty-free license to host, use, reproduce, modify, and display it as necessary to operate and improve the Service.

6. Third-Party Services and Links

• The Service may link to or integrate with third-party sites, tools, or services
• We are not responsible for third-party content, policies, or practices
• Affiliations or referrals may exist; they do not affect our editorial independence

7. Privacy and Cookies

Your use of the Service is subject to our Privacy Policy and Cookie Policy, which describe how we collect and use information and how you can manage preferences.

8. Disclaimers

• The Service and content are provided “as is” and “as available”
• We do not warrant that information is complete, accurate, or current
• We do not control third-party services referenced by or linked from the Service

9. Limitation of Liability

To the fullest extent permitted by applicable law, NorthDrawHarbor Ltd will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenues, data, or goodwill. To the extent permitted by applicable law, our aggregate liability for direct damages arising out of or related to the Service will not exceed the amounts you paid (if any) to us for the Service in the twelve (12) months preceding the event giving rise to the claim.

10. Responsible Use and Safety

If the Service provides information related to activities that may carry risk (for example, financial, entertainment, or other decisions), you are solely responsible for your choices. Seek professional advice where appropriate and follow the laws of your jurisdiction.

11. Changes to the Service and Terms

• We may modify, suspend, or discontinue features at any time
• We may update these Terms; the “Last Updated” date will change
• Material changes will be communicated as required by applicable law
• Your continued use after updates constitutes acceptance

12. Termination

• You may stop using the Service at any time
• We may terminate or suspend access for any breach of these Terms or as required by law
• Upon termination, rights granted to you under these Terms will cease immediately

13. Dispute Resolution and Governing Terms

Before pursuing formal action, please contact us to try to resolve any dispute informally. These Terms will be interpreted in accordance with the laws applicable to the place where NorthDrawHarbor Ltd is established, unless the mandatory laws of your region require otherwise. Venue and jurisdiction will be determined in accordance with applicable law.

14. General

• Entire Agreement: These Terms, the Privacy Policy, and Cookie Policy are the entire agreement between you and us regarding the Service.
• Severability: If any provision is unenforceable, the remainder will remain in effect.
• Waiver: A failure to enforce a provision is not a waiver of that provision.
• Assignment: You may not assign these Terms without our consent; we may assign as permitted by law.
• Contact: [email protected]